# Ordio > Ordio is workforce management software for shift-based teams: scheduling, time tracking, absences, payroll-related workflows, and employee apps. This file lists stable public marketing URLs for tools and answer engines. German paths have no language prefix (e.g. `/preise`). English `/en/`, Dutch `/nl/`, French `/fr/`, Danish `/da/`, Polish `/pl/`, Swedish `/sv/`. Canonical origin: `https://www.ordio.com`. Expanded index with hub FAQs and every calculator, template and comparison: [llms-full.txt](https://www.ordio.com/llms-full.txt) ## Home - [German homepage](https://www.ordio.com/): DE marketing root; book a demo via site-wide modal CTA (retired `/demo-vereinbaren` and locale `/book-demo` paths redirect to home) - [English homepage](https://www.ordio.com/en) - [Dutch homepage](https://www.ordio.com/nl/) - [French homepage](https://www.ordio.com/fr/) - [Danish homepage](https://www.ordio.com/da/) - [Polish homepage](https://www.ordio.com/pl/) - [Swedish homepage](https://www.ordio.com/sv/) ## Tier-1 marketing (DE, EN, NL) - [Pricing (DE)](https://www.ordio.com/preise): Schichtplanung & HR software pricing - [Pricing (EN)](https://www.ordio.com/en/pricing) - [Pricing (NL)](https://www.ordio.com/nl/prijzen) - [Customers (DE)](https://www.ordio.com/kunden) - [Customers (EN)](https://www.ordio.com/en/customers) - [Customers (NL)](https://www.ordio.com/nl/klanten) - [About (DE)](https://www.ordio.com/ueber-uns) - [About (EN)](https://www.ordio.com/en/about) - [About (NL)](https://www.ordio.com/nl/over-ons) - [Events (DE)](https://www.ordio.com/veranstaltungen) - [Events (EN)](https://www.ordio.com/en/events) - [Events (NL)](https://www.ordio.com/nl/evenementen) - [Shift plan (DE)](https://www.ordio.com/schichtplan) - [Employee scheduling (EN)](https://www.ordio.com/en/employee-scheduling) - [Ploegenplanning (NL)](https://www.ordio.com/nl/ploegenplanning) - [Time tracking (DE)](https://www.ordio.com/arbeitszeiterfassung) - [DATEV integration (DE)](https://www.ordio.com/datev-schnittstelle) - [Time tracking (EN)](https://www.ordio.com/en/time-tracking) - [Time tracking (NL)](https://www.ordio.com/nl/tijdregistratie) - [Absences (DE)](https://www.ordio.com/abwesenheiten) - [Absence management (EN)](https://www.ordio.com/en/absence-management) - [Absences (NL)](https://www.ordio.com/nl/afwezigheden) - [Employee app (DE)](https://www.ordio.com/mitarbeiter-app) - [Employee app (EN)](https://www.ordio.com/en/employee-app) - [Employee app (NL)](https://www.ordio.com/nl/medewerkers-app) - [Employee files (DE)](https://www.ordio.com/digitale-personalakte) - [Employee files (EN)](https://www.ordio.com/en/employee-files) - [Personnel files (NL)](https://www.ordio.com/nl/personeelsdossiers) - [Documents (DE)](https://www.ordio.com/dokumentenmanagement) - [Document management (EN)](https://www.ordio.com/en/document-management) - [Document management (NL)](https://www.ordio.com/nl/documentbeheer) - [Checklists (DE)](https://www.ordio.com/checklisten) - [Checklists (EN)](https://www.ordio.com/en/checklists) - [Checklists (NL)](https://www.ordio.com/nl/checklists) - [Payroll (DE)](https://www.ordio.com/payroll) - [Payroll (EN)](https://www.ordio.com/en/payroll) - [Payroll (NL)](https://www.ordio.com/nl/payroll) - [Nano (DE)](https://www.ordio.com/nano-ai) - [Nano (EN)](https://www.ordio.com/en/nano-ai) - [Nano (NL)](https://www.ordio.com/nl/nano-ai) - [Integrations (DE)](https://www.ordio.com/appstore) - [Integrations (EN)](https://www.ordio.com/en/integrations) - [Integrations (NL)](https://www.ordio.com/nl/integraties) - [Partner (DE)](https://www.ordio.com/partner) - [Partner (EN)](https://www.ordio.com/en/partner) - [Partner (NL)](https://www.ordio.com/nl/partner) ## Insights (DE editorial) - [DE insights hub](https://www.ordio.com/insights): ~627 posts under `/insights/{category}/{slug}` - [Personalkostenplanung Software Vergleich (DE)](https://www.ordio.com/insights/ratgeber/personalkostenplanung-software-vergleich): 7 Tools für Personalcontrolling und Schicht-Soll-Ist, Preise Okt. 2026, Checkliste und FAQs - [DE pillar: Dienstplan](https://www.ordio.com/insights/dienstplan): Dienstplan & Schichtplanung hub - [DE pillar: Zeiterfassung](https://www.ordio.com/insights/zeiterfassung): Zeiterfassung & Arbeitszeit hub ## Insights (SV guides) - [Semesterlön & semesterersättning: checklista för arbetsgivare (SV)](https://www.ordio.com/sv/insights/guides/semesterlon-arbetsgivare-checklista): Årscykel, 15-punkts checklista, intjänandeår och semesterår: Stand 2026 - [Bästa tidrapporteringsappar 2026 (SV)](https://www.ordio.com/sv/insights/guides/tidrapportering-app): 7 alternativ jämförda för skiftteam - [Bästa HR-system 2026 (SV)](https://www.ordio.com/sv/insights/guides/hr-system): 7 verktyg för skiftande team ## French (tier-1) - [Pricing (FR)](https://www.ordio.com/fr/tarifs) - [Customers (FR)](https://www.ordio.com/fr/clients) - [About (FR)](https://www.ordio.com/fr/a-propos) - [Partner (FR)](https://www.ordio.com/fr/partner) - [Events (FR)](https://www.ordio.com/fr/evenements) - [Team scheduling (FR)](https://www.ordio.com/fr/planification-equipe) - [Time tracking (FR)](https://www.ordio.com/fr/suivi-temps) - [Absence management (FR)](https://www.ordio.com/fr/gestion-absences) - [Employee app (FR)](https://www.ordio.com/fr/application-employes) - [Personnel files (FR)](https://www.ordio.com/fr/dossiers-personnel) - [Document management (FR)](https://www.ordio.com/fr/gestion-documentaire) - [Checklists (FR)](https://www.ordio.com/fr/checklists) - [Payroll (FR)](https://www.ordio.com/fr/payroll) - [Nano (FR)](https://www.ordio.com/fr/nano-ai) - [Integrations (FR)](https://www.ordio.com/fr/integrations) ## Danish (tier-1) - [Pricing (DA)](https://www.ordio.com/da/priser) - [Customers (DA)](https://www.ordio.com/da/kunder) - [About (DA)](https://www.ordio.com/da/om-os) - [Partner (DA)](https://www.ordio.com/da/partner) - [Events (DA)](https://www.ordio.com/da/arrangementer) - [Shift plan (DA)](https://www.ordio.com/da/vagtplan) - [Time tracking (DA)](https://www.ordio.com/da/tidsregistrering) - [Absences (DA)](https://www.ordio.com/da/fravaer) - [Employee app (DA)](https://www.ordio.com/da/medarbejderapp) - [Personnel files (DA)](https://www.ordio.com/da/personalearkiv) - [Document management (DA)](https://www.ordio.com/da/dokumenthaandtering) - [Checklists (DA)](https://www.ordio.com/da/tjeklister) - [Payroll (DA)](https://www.ordio.com/da/payroll) - [Nano (DA)](https://www.ordio.com/da/nano-ai) - [Integrations (DA)](https://www.ordio.com/da/integrationer) ## Polish (tier-1) - [Pricing (PL)](https://www.ordio.com/pl/cennik) - [Customers (PL)](https://www.ordio.com/pl/klienci) - [About (PL)](https://www.ordio.com/pl/o-nas) - [Partner (PL)](https://www.ordio.com/pl/partner) - [Events (PL)](https://www.ordio.com/pl/wydarzenia) - [Shift plan (PL)](https://www.ordio.com/pl/grafik-pracy) - [Time tracking (PL)](https://www.ordio.com/pl/ewidencja-czasu-pracy) - [Absences (PL)](https://www.ordio.com/pl/nieobecnosci) - [Employee app (PL)](https://www.ordio.com/pl/aplikacja-pracownicza) - [Personnel files (PL)](https://www.ordio.com/pl/akt-osobowy) - [Document management (PL)](https://www.ordio.com/pl/zarzadzanie-dokumentami) - [Checklists (PL)](https://www.ordio.com/pl/checklisty) - [Payroll (PL)](https://www.ordio.com/pl/kadry-i-place) - [Nano (PL)](https://www.ordio.com/pl/nano-ai) - [Integrations (PL)](https://www.ordio.com/pl/integracje) ## Swedish (tier-1) - [Pricing (SV)](https://www.ordio.com/sv/priser) - [Customers (SV)](https://www.ordio.com/sv/kunder) - [About (SV)](https://www.ordio.com/sv/om-oss) - [Partner (SV)](https://www.ordio.com/sv/partner) - [Events (SV)](https://www.ordio.com/sv/evenemang) - [Shift plan (SV)](https://www.ordio.com/sv/schema) - [Time tracking (SV)](https://www.ordio.com/sv/tidsregistrering) - [Absences (SV)](https://www.ordio.com/sv/franvaro) - [Employee app (SV)](https://www.ordio.com/sv/medarbetarapp) - [Personnel files (SV)](https://www.ordio.com/sv/personalakt) - [Document management (SV)](https://www.ordio.com/sv/dokumenthantering) - [Checklists (SV)](https://www.ordio.com/sv/checklistor) - [Payroll (SV)](https://www.ordio.com/sv/payroll) - [Nano (SV)](https://www.ordio.com/sv/nano-ai) - [Integrations (SV)](https://www.ordio.com/sv/integrationer) ## Industries (DA) - [Industries hub (DA)](https://www.ordio.com/da/brancher) - [Gastronomy (DA)](https://www.ordio.com/da/brancher/gastronomi) - [Retail (DA)](https://www.ordio.com/da/brancher/detailhandel) - [Healthcare (DA)](https://www.ordio.com/da/brancher/sundhed) - [Production & crafts (DA)](https://www.ordio.com/da/brancher/produktion-og-haandvaerk) - [Culture & leisure (DA)](https://www.ordio.com/da/brancher/kultur-og-fritid) ## Templates 23 downloadable templates (Excel and Google Sheets; Word and fillable PDF for letters and forms) in 7 languages. Each page has a free preview (screenshots and a sample PDF); the editable files need a short form. Hubs: - [Templates hub (DE)](https://www.ordio.com/vorlagen) - [Templates hub (EN)](https://www.ordio.com/en/templates) - [Templates hub (FR)](https://www.ordio.com/fr/modeles) - [Templates hub (NL)](https://www.ordio.com/nl/sjablonen) - [Templates hub (DA)](https://www.ordio.com/da/skabeloner) - [Templates hub (PL)](https://www.ordio.com/pl/szablony) - [Templates hub (SV)](https://www.ordio.com/sv/mallar) ## Tools (DE) Free HR calculators and rechner: hub lists 54 DE detail pages; paths under `/tools/{slug}`: - [Tools hub (DE)](https://www.ordio.com/tools): calculators index - [Kündigungsfrist-Rechner (DE)](https://www.ordio.com/tools/kuendigungsfrist-rechner): Kündigungsfrist berechnen nach §622 BGB: AN/AG, Probezeit, AG-Staffel beim Zugang, taggenaues Enddatum, PDF/CSV-Export - [Probezeit-Rechner (DE)](https://www.ordio.com/tools/probezeit-rechner): Probezeit berechnen: Ende taggenau, 2-Wochen-Kündigungsfrist (§622 Abs. 3 BGB), spätester Zugang & Übergang zur Grundfrist, PDF/CSV-Export - [Lohnfortzahlung-Rechner (DE)](https://www.ordio.com/tools/lohnfortzahlung-rechner): Enddatum der Entgeltfortzahlung berechnen: 42 Tage, Wartezeit, Vorerkrankungen, PDF/CSV-Export - [Lohnsteuer-Rechner (DE)](https://www.ordio.com/tools/lohnsteuer-rechner): Lohnsteuer berechnen 2026: monatliche Steuer vom Gehalt, Steuerklasse, Soli & KiSt, PDF/CSV; Jahres-ESt: Einkommensteuer-Rechner - [Krankengeld-Rechner (DE)](https://www.ordio.com/tools/krankengeld-rechner): Krankengeld Höhe berechnen 2026: 70 % / 90 % Netto, KV-BBG, Einmalzahlungen optional, Einkommenslücke, PDF/CSV - [Pflegegrad-Rechner (DE)](https://www.ordio.com/tools/pflegegrad-rechner): Pflegegrad kostenlos online berechnen: 64 NBA-Fragen, 6 Module, §15 SGB XI, unverbindliche Selbsteinschätzung (Erwachsene), Fortsetzen im Browser, PDF/CSV-Export, kein MD-/Medicproof-Gutachten - [Kurzarbeitergeld-Rechner (DE)](https://www.ordio.com/tools/kurzarbeitergeld-rechner): Nettolohn plus KUG 2026 schätzen: 60/67 %, Netto-Soll/Ist, BBG, Stunden-Modus, Rechenweg, Projektion, PDF/CSV - [Urlaubsgeld-Rechner (DE)](https://www.ordio.com/tools/urlaubsgeld-rechner): Urlaubsgeld berechnen 2026: Sonderzahlung brutto und netto, Prozent, Festbetrag oder anteilig, Steuerklasse & SV-Schätzung (§ 39b), PDF/CSV - [Weihnachtsgeld-Rechner (DE)](https://www.ordio.com/tools/weihnachtsgeld-rechner): Weihnachtsgeld berechnen 2026/2027: Brutto/Netto, Prozent, Festbetrag, Jahresüberblick. § 39b EStG. PDF/CSV. Schätzung, keine Rechtsberatung. - [Urlaubsabgeltung-Rechner (DE)](https://www.ordio.com/tools/urlaubsabgeltung-rechner): Urlaubsabgeltung berechnen 2026: Resturlaub bei Kündigung, Tagesentgelt, brutto & netto Schätzung (BUrlG), PDF/CSV - [Urlaubsanspruch-Rechner (DE)](https://www.ordio.com/tools/urlaubsanspruch-rechner): Urlaubstage & gesetzlichen Mindesturlaub (BUrlG) berechnen: Kündigung, Resturlaub, Teilzeit; kostenlos, PDF/CSV - [Mindestlohn-Rechner (DE)](https://www.ordio.com/tools/mindestlohn-rechner): Mindestlohn 2026 13,90 €/h prüfen, Mindestgehalt berechnen, Minijob 603 €, Teilzeit-Beispiele, Lohn prüfen mit Export - [Arbeitstage-Rechner (DE)](https://www.ordio.com/tools/arbeitstage-rechner): Arbeitstage Rechner 2026/2027, Feiertage pro Bundesland/Kanton, Presets, Monatsübersicht, CSV/PDF; kostenlos - [Ausbildungsgehalt-Rechner (DE)](https://www.ordio.com/tools/ausbildungsgehalt-rechner): Ausbildungsgehalt-Rechner 2026: Azubi-Gehalt brutto netto, Mindestausbildungsvergütung BBiG, ohne Midijob-Gleitzone, PDF/CSV - [Arbeitszeitrechner (DE)](https://www.ordio.com/tools/arbeitszeitrechner): Netto-Arbeitszeit mit ArbZG-Pausencheck (Brutto), Überstunden, Tag/Woche: Cluster: Stundenrechner, Pausenrechner; PDF/CSV - [Bürgergeld-Rechner (DE)](https://www.ordio.com/tools/buergergeld-rechner): Bürgergeld & Grundsicherung berechnen: Regelbedarf 563 €, KdU, § 11b-Freibeträge, 25 € Kind-Zuschlag, Rechenweg, PDF/CSV (Orientierung, kein Bescheid) - [Brutto-Netto-Rechner (DE)](https://www.ordio.com/tools/brutto-netto-rechner): Brutto Netto Rechner 2026: Gehaltsrechner mit Steuerklasse, Soli, KiSt, SV; Monatsnetto vom Jahresbrutto; PDF/CSV - [Arbeitslosengeld-Rechner (DE)](https://www.ordio.com/tools/arbeitslosengeld-rechner): ALG 1 berechnen 2026: 60/67 % Netto, max. ca. 2.940 €, Dauer § 147, Nebenverdienst, PDF/CSV - [Elterngeldrechner (DE)](https://www.ordio.com/tools/elterngeldrechner): Basis- & Plus-Rechner 2026: Kurzantwort-Beispieltabelle, URL-Prefill (?brutto=&sk=&modus=plus&teilzeit=), BEEG, Teilzeit/Einkommenswegfall, Grenze, Geschwisterbonus, PDF/CSV - [Einkommensteuer-Rechner (DE)](https://www.ordio.com/tools/einkommensteuer-rechner): Jahressteuer 2026, zvE, Steuertabelle §32a EStG, Soli & Freigrenze 20.350 € ESt, Milderungszone, Steuerklasse, Splitting, 30 FAQs, PDF/CSV - [Prozentrechner (DE)](https://www.ordio.com/tools/prozentrechner): Prozentrechner kostenlos: 5 Modi, Formel & Rechenweg, PDF/CSV-Export, ohne Anmeldung - [Zinseszinsrechner (DE)](https://www.ordio.com/tools/zinseszinsrechner): Zinseszins & ETF-Sparplan 2026 kostenlos berechnen: 4 Modi, Formel, Vorabpauschale-Schätzung, PDF/CSV, ohne Anmeldung (unverbindliche Schätzung) - [Stundenlohnrechner (DE)](https://www.ordio.com/tools/stundenlohnrechner): Stundenlohnrechner 2026: Brutto/Netto-Stundenlohn aus Monatslohn, Jahresgehalt oder €/h; Zeitfaktor, ArbZG-Pausen, Mindestlohn, Link kopieren, PDF/CSV - [Jahresgehalt-Rechner (DE)](https://www.ordio.com/tools/jahresgehalt-rechner): Jahresgehalt berechnen 2026: Monatsgehalt in Jahresgehalt umrechnen, Jahresbrutto, 12–14 Gehälter, Sonderzahlungen, Jahresüberblick. PDF/CSV. - [FTE-Rechner (DE)](https://www.ordio.com/tools/fte-rechner): Vollzeitäquivalent (VZÄ) berechnen, Teilzeit in FTE, Köpfe vs. Kapazität, VZ-Presets 35–40 Std., Jahres-FTE, CSV/PDF-Export - [Fluktuationsrate-Rechner (DE)](https://www.ordio.com/tools/fluktuationsrate-rechner): Fluktuationsrate berechnen: BDA-, Basis-, Schlüter- & ZVEI-Formel, Fluktuationsquote, optional Fluktuationskosten & Benchmark. Kostenlos mit Export. - [Reisekosten-Rechner (DE)](https://www.ordio.com/tools/reisekosten-rechner): Reisekosten berechnen / Spesenrechner 2026, Verpflegung 14 €/28 €, BMF Inland/Ausland, km 0,30 €, Übernachtung, PDF/CSV-Export - [Fehlzeitenquote-Rechner (DE)](https://www.ordio.com/tools/fehlzeitenquote-rechner): Fehlzeitenquote, Krankheitsquote und Krankenquote berechnen: 3 Modi, optional Bradford-Faktor, Benchmark & Export. Kostenlos im Browser. - [Kindergeld-Rechner (DE)](https://www.ordio.com/tools/kindergeld-rechner): Kindergeld Höhe 2026 berechnen: 259 €/Kind (+4 € vs. 2025), Monats- & Jahressumme, Jahre 2020–2026, Anspruch je Kind optional, PDF/CSV-Export - [Invoice Generator (DE)](https://www.ordio.com/tools/invoice-generator): Rechnung schreiben online: Pflichtangaben-Check, Kleinunternehmer §19, PDF/CSV/XRechnung/ZUGFeRD, ohne Registrierung - [Inflationsrechner (DE)](https://www.ordio.com/tools/inflationsrechner): VPI/HICP Kaufkraftrechner mit Prognose, Rückrechnung und Export - [Arbeitgeberkosten-Rechner (DE)](https://www.ordio.com/tools/arbeitgeberkosten-rechner): employer-side Lohnnebenkosten, Umlagen, and total monthly cost - [Personalkosten-Rechner (DE)](https://www.ordio.com/tools/personalkosten-rechner): Personalkosten berechnen for teams: multiple employee groups, AG-SV 2026, optional indirect costs, PDF/CSV export - [Kostenrechner (DE)](https://www.ordio.com/tools/kostenrechner): Kosten Personalverwaltung: kostenloser Rechner für Dienstplan & Lohnvorbereitung in €, kein Lohn-NK, Vergleich 89 €/Standort, CSV/PDF-Export - [PayPal Gebührenrechner (DE)](https://www.ordio.com/tools/paypal-gebuehrenrechner): PayPal Verkäufergebühren 2026 kostenlos berechnen: Shop-Tarife, Checkout, QR, Mikro, Ausland, Ziel-Netto, FX-Schätzung 3 %, CSV/PDF - [Midijob-Rechner (DE)](https://www.ordio.com/tools/midijob-rechner): Midijob-Netto & Grenze 2026 kostenlos berechnen: Gleitzonenrechner, Übergangsbereich 603,01–2.000 €, SK 5, Beispiele 660 / 1.200 €, PDF/CSV - [Minijob-Rechner (DE)](https://www.ordio.com/tools/minijob-rechner): Minijob-Netto & Brutto-Netto 2026 bis 603 €: Kurzantwort, 633 € ab 2027 (Hinweis), 2 Minijobs, RV, AG-Pauschalen, URL-Prefill, Export - [Mehrwertsteuer-Rechner (DE)](https://www.ordio.com/tools/mehrwertsteuer-rechner): Mehrwertsteuer-Rechner 2026: MwSt kostenlos berechnen, Brutto ↔ Netto, DE/AT/CH (19 % & 7 %), Rechnungstext, PDF/CSV, ohne Anmeldung; unverbindliche Schätzung - [Business name generator (DE)](https://www.ordio.com/tools/firmennamen-generator): AI-assisted Firmennamen ideas ## Tools (EN) English calculators under `/en/tools/{slug}` (DE twins under `/tools/`; full DE catalog via sitemap): - [Tools hub (EN)](https://www.ordio.com/en/tools): English calculators index - [Pay and payroll calculators (EN)](https://www.ordio.com/en/tools/category/pay-payroll): Free pay calculators: take-home pay, overtime, time-and-a-half, salary-to-hourly, raises, payroll tax and employee cost. - [Time tracking and working-time calculators (EN)](https://www.ordio.com/en/tools/category/time-tracking): Free time card, timesheet, decimal hours, time duration and working days calculators for accurate hours and pay. - [HR and workforce planning calculators (EN)](https://www.ordio.com/en/tools/category/hr-workforce): Free HR calculators for workforce planning: FTE, attrition rate, absence rate and vacation accrual, with clear formulas and instant results. - [Tax calculators (EN)](https://www.ordio.com/en/tools/category/taxes): Free tax calculators for planning: income tax brackets, capital gains, ESPP, sales tax and VAT, with transparent inputs and instant estimates. - [Loan, mortgage and debt calculators (EN)](https://www.ordio.com/en/tools/category/loans-debt): Free loan calculators: amortization, refinance, HELOC, PMI, auto and business loans, debt payoff and credit card interest. - [Savings, interest and retirement calculators (EN)](https://www.ordio.com/en/tools/category/savings-retirement): Free savings calculators: compound interest, APY, CDs, 401(k), Roth IRA, retirement, FIRE, net worth and time value of money. - [Investing and valuation calculators (EN)](https://www.ordio.com/en/tools/category/investing-valuation): Free investing calculators: ROI, CAGR, NPV, DCF, WACC, P/E ratio, yield to maturity, Black-Scholes and more. - [Business finance and accounting calculators (EN)](https://www.ordio.com/en/tools/category/business-finance): Free business finance calculators: break-even, profit margin, markup, liquidity ratios, working capital cycle, depreciation and invoices. - [Marketing and SaaS metrics calculators (EN)](https://www.ordio.com/en/tools/category/marketing-saas-metrics): Free marketing and SaaS calculators: churn, CAC, customer lifetime value, ROAS, CPA, CPM, CTR and win rate. - [Economics calculators (EN)](https://www.ordio.com/en/tools/category/economics): Free economics calculators: inflation, GDP growth, GDP per capita, purchasing power parity, price elasticity, HHI and cost of living. - [Everyday money calculators (EN)](https://www.ordio.com/en/tools/category/everyday-money): Free everyday calculators: tip and bill split, percentage, discount, money counter and lottery payouts. - [401k Calculator (EN)](https://www.ordio.com/en/tools/401k-calculator): Free 401(k) calculator with employer match. Estimate retirement balance by age with 2026 IRS limits, salary growth, fees, chart, and CSV/PDF export. - [403b Calculator (EN)](https://www.ordio.com/en/tools/403b-calculator): Free 403(b) retirement calculator with employer match for U.S. teachers, nurses, and nonprofits. Estimate balance by age with 2026 IRS limits, chart, and export. - [457b Calculator (EN)](https://www.ordio.com/en/tools/457b-calculator): Free 457b and 457(b) plan calculator for state and local employees. Estimate balance by age with 2026 IRS limits, optional match, catch-up, chart, CSV/PDF export. - [50 30 20 Rule Calculator (EN)](https://www.ordio.com/en/tools/50-30-20-rule-calculator): Free 50/30/20 budget calculator: split take-home pay into needs, wants, and savings. Works for monthly and bi-weekly pay. Compare spending. Export CSV/PDF. - [Absence Rate Calculator (EN)](https://www.ordio.com/en/tools/absence-rate-calculator): Free absence percentage calculator: absenteeism formula, monthly rate, attendance %, and shift-team benchmarks. How to calculate absenteeism rate. CSV/PDF export. - [Amortization Schedule Calculator (EN)](https://www.ordio.com/en/tools/amortization-schedule-calculator): Free amortization schedule calculator, printable PDF & CSV. Monthly payment, full loan table, extra payments, and principal vs interest breakdown. - [Annual Income Calculator (EN)](https://www.ordio.com/en/tools/annual-income-calculator): Hourly to annual, monthly, and weekly gross pay with PTO adjustments. Not take-home. Free to calculate; CSV/PDF with your email. - [APY Calculator (EN)](https://www.ordio.com/en/tools/apy-calculator): Free APY calculator: compare high-yield savings rates, convert APR to APY, compound interest growth chart. CSV/PDF export, no sign-up required. - [Attrition Rate Calculator (EN)](https://www.ordio.com/en/tools/attrition-rate-calculator): Free attrition rate calculator: monthly and annual turnover formula, early attrition, benchmarks for shift teams. CSV/PDF export, no sign-up. - [Auto Loan Calculator (EN)](https://www.ordio.com/en/tools/auto-loan-calculator): Free car payment calculator , estimate monthly auto loan payment with down payment, trade-in, sales tax, and fees. Amortization schedule, CSV/PDF export. - [Basis Points Calculator (EN)](https://www.ordio.com/en/tools/basis-points-calculator): Free basis points calculator: convert basis points to percentage or percent, sync decimals, apply bps rate changes, conversion chart, Excel, CSV/PDF export. - [Black Scholes Calculator (EN)](https://www.ordio.com/en/tools/black-scholes-calculator): Free Black–Scholes calculator with Greeks for European calls and puts, spot, strike, volatility, rates, yield. Export to Excel via CSV/PDF. Not investment advice. - [Break Even Calculator (EN)](https://www.ordio.com/en/tools/break-even-calculator): Free break-even calculator: break-even point in units and revenue, margin of safety, contribution margin. Charts, CSV/PDF export, no sign-up. - [Burn Rate Calculator (EN)](https://www.ordio.com/en/tools/burn-rate-calculator): Free burn rate & startup runway calculator, monthly formula, net and gross cash burn, zero-cash date. Business cash burn, not calories. - [Business Loan Calculator (EN)](https://www.ordio.com/en/tools/business-loan-calculator): Free small business loan payment calculator: estimate monthly payment, interest, fees, and effective APR. Amortization schedule with CSV or PDF export. - [Business Name Generator (EN)](https://www.ordio.com/en/tools/business-name-generator): Free AI business name generator for company & brand name ideas. Industry + style filters, .com hints, shortlist, CSV/PDF export , no sign-up required. - [Cagr Calculator (EN)](https://www.ordio.com/en/tools/cagr-calculator): Free CAGR calculator: annualized return from start/end values, project future value, growth chart, Excel formula. CSV/PDF export. - [CAP Rate Calculator (EN)](https://www.ordio.com/en/tools/cap-rate-calculator): Free cap rate calculator, formula, reverse cap rate, NOI build-up for US rentals. Max price, required NOI, and ungated CSV/PDF export. - [Capital Gains TAX Calculator (EN)](https://www.ordio.com/en/tools/capital-gains-tax-calculator): Free capital gains tax calculator for 2026 federal estimates. Short- & long-term tax on stocks, ETFs & property sales. State & NIIT optional. CSV/PDF. - [Cash Conversion Cycle Calculator (EN)](https://www.ordio.com/en/tools/cash-conversion-cycle-calculator): Free cash conversion cycle calculator for CCC (DSO + DIO − DPO). Component days or AR, inventory, payables & COGS. Operating cycle, CSV/PDF export. - [CD Calculator (EN)](https://www.ordio.com/en/tools/cd-calculator): Free CD interest rate calculator for certificate of deposit maturity: APY, term, interest earned, and chart. Compare two CDs; CSV/PDF export. - [Churn Rate Calculator (EN)](https://www.ordio.com/en/tools/churn-rate-calculator): Free churn rate calculator for SaaS: monthly and annual churn, revenue churn, net revenue retention. CSV/PDF export, no sign-up required. - [Comparative Advantage Calculator (EN)](https://www.ordio.com/en/tools/comparative-advantage-calculator): Compare opportunity costs for two goods and two countries. Output and input modes, specialization answer, terms of trade range, CSV/PDF export, not RCA export data. - [Compound Interest Calculator (EN)](https://www.ordio.com/en/tools/compound-interest-calculator): Free compound interest calculator with daily, monthly, quarterly, or annual compounding. Compare scenarios, solve savings goals, and export CSV/PDF. - [Cost OF Goods Sold Calculator (EN)](https://www.ordio.com/en/tools/cost-of-goods-sold-calculator): Free COGS calculator (2026): cost of goods sold from inventory or gross margin %, COGS percentage of revenue, Excel formulas, CSV/PDF export, no sign-up. - [Cost OF Living Calculator (EN)](https://www.ordio.com/en/tools/cost-of-living-calculator): Free cost of living calculator, compare two cities or U.S. metros, salary equivalency, and BEA indexes. Export your cost of living comparison as CSV or PDF. - [CPA Calculator (EN)](https://www.ordio.com/en/tools/cpa-calculator): Free cost per acquisition calculator for paid ads: CPA = ad spend ÷ conversions. Plan target CPA, CPC shortcut, platform benchmarks. Export CSV/PDF , no sign-up. - [CPM Calculator (EN)](https://www.ordio.com/en/tools/cpm-calculator): Free CPM calculator for Google, Meta & display ads: cost per 1,000 impressions. Solve for CPM, budget, or reach. Benchmarks, CTR/CPC, export CSV/PDF , no sign-up. - [Credit Card Interest Calculator (EN)](https://www.ordio.com/en/tools/credit-card-interest-calculator): Free credit card interest calculator for one billing cycle: balance, purchase APR, 28–31 days. Quick estimate or ADB ledger, steps, and CSV/PDF export. - [CTR Calculator (EN)](https://www.ordio.com/en/tools/ctr-calculator): Free click-through rate calculator: CTR from clicks and impressions, 2-of-3 reverse planner, and channel benchmarks. Export results as CSV or PDF. - [Current Ratio Calculator (EN)](https://www.ordio.com/en/tools/current-ratio-calculator): Free current ratio calculator: liquidity formula, working capital, good ratio benchmarks, and acid-test companion. CSV/PDF export, no sign-up. - [Customer Acquisition Cost Calculator (EN)](https://www.ordio.com/en/tools/customer-acquisition-cost-calculator): Free customer acquisition cost calculator. (marketing + sales) ÷ new customers. LTV:CAC, spend rows, budget planner. Not heart calcium score. - [Customer Lifetime Value Calculator (EN)](https://www.ordio.com/en/tools/customer-lifetime-value-calculator): Free customer lifetime value calculator for SaaS & ecommerce. CLV formula, LTV:CAC, presets, CSV/PDF export. How to calculate CLV. Not mortgage LTV. - [Days Inventory Outstanding Calculator (EN)](https://www.ordio.com/en/tools/days-inventory-outstanding-calculator): Free DIO calculator from COGS and average inventory. Days inventory outstanding (DSI), turnover, Excel steps, CSV/PDF export, no sign-up. - [Days Sales Outstanding Calculator (EN)](https://www.ordio.com/en/tools/days-sales-outstanding-calculator): Free DSO calculator (2026): days sales outstanding, DSO formula & average collection period. AR days from receivables and credit sales, turnover, CSV/PDF export. - [DCF Calculator (EN)](https://www.ordio.com/en/tools/dcf-calculator): Free discounted cash flow (DCF) calculator with two-stage model, PV schedule, equity bridge, margin of safety, CSV/PDF export. Enter your own assumptions. - [Debt Payoff Calculator (EN)](https://www.ordio.com/en/tools/debt-payoff-calculator): Free debt payoff calculator for credit cards and loans. Compare snowball vs avalanche, model extra payments, see your debt-free date, export schedule, no sign-up. - [Decimal Hours Calculator (EN)](https://www.ordio.com/en/tools/decimal-hours-calculator): Convert hours and minutes to decimal hours free , payroll timesheet time-to-decimal calculator with chart, formulas, and CSV/PDF export. - [Depreciation Calculator (EN)](https://www.ordio.com/en/tools/depreciation-calculator): Calculate depreciation with straight-line, declining balance (DDB) & SYD. Free schedule, book value chart, partial-year & rental property rules. CSV/PDF export. - [Discount Calculator (EN)](https://www.ordio.com/en/tools/discount-calculator): Sale price and savings from percent or fixed off; stack two discounts. Free to calculate; CSV/PDF with your email. - [Ebitda Calculator (EN)](https://www.ordio.com/en/tools/ebitda-calculator): Free EBITDA calculator: net income or EBIT paths, ebitda formula, how to calculate EBITDA margin, benchmarks. CSV/PDF export , no sign-up. - [Economic Profit Calculator (EN)](https://www.ordio.com/en/tools/economic-profit-calculator): Free economic profit calculator: revenue − explicit − implicit costs, or NOPAT − WACC. Accounting vs economic profit, presets, export. - [Employee Cost Calculator (EN)](https://www.ordio.com/en/tools/employee-cost-calculator): Gross wages plus employer FICA and optional benefits %. Monthly, annual, and hourly employer cost. Free to calculate; CSV/PDF with your email. - [Espp TAX Calculator (EN)](https://www.ordio.com/en/tools/espp-tax-calculator): How much tax on ESPP when you sell? Free 2026 employee stock purchase plan calculator, wage vs capital gain, adjusted basis, qualifying vs disqualifying. CSV/PDF. - [Finance Charge Calculator (EN)](https://www.ordio.com/en/tools/finance-charge-calculator): Free finance charge calculator for credit cards: balance, APR, and billing cycle days. Carried or average daily balance, steps, presets, CSV/PDF export. - [Financial Leverage Ratio Calculator (EN)](https://www.ordio.com/en/tools/financial-leverage-ratio-calculator): Free financial leverage ratio & equity multiplier calculator , assets ÷ equity formula, split balance-sheet inputs, peer-context bands, CSV/PDF export, no sign-up. - [Fire Calculator (EN)](https://www.ordio.com/en/tools/fire-calculator): Free FIRE calculator for early retirement: FI number, years to FIRE, 4% rule, savings rate, Coast FIRE mode. Chart, yearly table, CSV/PDF export. - [FTE Calculator (EN)](https://www.ordio.com/en/tools/fte-calculator): Free full-time equivalent (FTE) calculator with formula: weekly hours to FTE, headcount vs capacity, 40h presets, CSV/PDF export. - [Future Value Calculator (EN)](https://www.ordio.com/en/tools/future-value-calculator): Free future value calculator , solve FV, payment, rate, or periods. Annuity, withdrawals, compounding, growth chart, schedule table, and CSV/PDF export. - [GDP Growth Rate Calculator (EN)](https://www.ordio.com/en/tools/gdp-growth-rate-calculator): How to calculate GDP growth rate: free calculator for two-period change, real GDP from deflator, solve missing values, CSV/PDF export. - [GDP PER Capita Calculator (EN)](https://www.ordio.com/en/tools/gdp-per-capita-calculator): How to calculate GDP per capita: GDP ÷ population with billion/million scales, solve mode, income groups, CSV/PDF export. Not a GDP spending calculator. - [Heloc Calculator (EN)](https://www.ordio.com/en/tools/heloc-calculator): Free home equity line of credit (HELOC) calculator for draw vs repayment payments, payment shock, and CLTV limit. Enter your rate; no signup. - [HHI Calculator (EN)](https://www.ordio.com/en/tools/hhi-calculator): Free HHI calculator for market concentration: Herfindahl-Hirschman Index from shares or revenue, CR4/CR8, merger Δ. CSV/PDF export , not h-index. - [Hourly Wage Calculator (EN)](https://www.ordio.com/en/tools/hourly-wage-calculator): Convert salary to hourly pay (or back) with 2,080 hours or your own schedule. Gross pay only. Free to calculate; CSV/PDF with your email. - [Income TAX Calculator (EN)](https://www.ordio.com/en/tools/income-tax-calculator): Estimate 2026 federal and state income tax, brackets, and refund for W-2 wages in all 50 states. Free to calculate; CSV/PDF with your email. - [Inflation Calculator (EN)](https://www.ordio.com/en/tools/inflation-calculator): Free CPI inflation calculator with BLS CPI-U (1913–2026). Purchasing power, future & reverse inflation modes, chart, CSV/PDF export. - [Intrinsic Value Calculator (EN)](https://www.ordio.com/en/tools/intrinsic-value-calculator): Free stock intrinsic value calculator. Graham formula + two-stage DCF, margin of safety, fair value breakdown, CSV/PDF export. No sign-up. - [Investment Calculator (EN)](https://www.ordio.com/en/tools/investment-calculator): Free investment calculator for monthly or lump-sum growth. Five solve modes, compounding, chart, CSV/PDF export. Not financial advice. - [Invoice Generator (EN)](https://www.ordio.com/en/tools/invoice-generator): Free invoice generator: create invoices online with line items, sales tax, logo & live preview. Download PDF or CSV , no account, no watermark. - [Lottery Annuity Calculator (EN)](https://www.ordio.com/en/tools/lottery-annuity-calculator): Compare lump sum vs 30-year lottery annuity after federal and state tax. Powerball or Mega schedule. Free to calculate; CSV/PDF with your email. - [Margin OF Safety Calculator (EN)](https://www.ordio.com/en/tools/margin-of-safety-calculator): Free stock margin of safety calculator. MOS formula, % and dollars from fair value vs price, target max buy price. CSV/PDF export, no sign-up. - [Marginal Cost Calculator (EN)](https://www.ordio.com/en/tools/marginal-cost-calculator): Free marginal cost calculator, how to calculate marginal cost with the formula MC = ΔTC ÷ ΔQ. Two levels, cost table, or direct change; steps, presets, export. - [Market CAP Calculator (EN)](https://www.ordio.com/en/tools/market-cap-calculator): Free stock market cap calculator , price × shares, reverse solve, size tiers, formula, CSV/PDF export. Not real estate cap rate. - [Markup Calculator (EN)](https://www.ordio.com/en/tools/markup-calculator): Free markup calculator , selling price, reverse markup, target margin, and margin↔markup conversion. Formulas, CSV/PDF export, no sign-up. - [Money Counter (EN)](https://www.ordio.com/en/tools/money-counter): Count bills and coins in USD and six currencies. Free to calculate; CSV/PDF with your email. - [Mutual Fund Calculator (EN)](https://www.ordio.com/en/tools/mutual-fund-calculator): Free mutual fund calculator, ending balance after loads and expense ratio, net IRR, gross vs net growth, lump sum or monthly contributions, CSV/PDF export. - [NET Worth Calculator (EN)](https://www.ordio.com/en/tools/net-worth-calculator): Free net worth calculator: add assets and liabilities for total or liquid net worth. Live breakdown, CSV/PDF export. No sign-up or bank linking. - [NPV Calculator (EN)](https://www.ordio.com/en/tools/npv-calculator): Free net present value (NPV) calculator, even or uneven yearly cash flows, discount rate, PV schedule, accept/reject verdict, CSV/PDF export. - [Overtime Calculator (EN)](https://www.ordio.com/en/tools/overtime-calculator): OT pay at 1.5× or 2× with optional take-home estimate. 2026 qualified OT deduction preview. Free to calculate; CSV/PDF with your email. - [PAY Raise Calculator (EN)](https://www.ordio.com/en/tools/pay-raise-calculator): Free pay raise & salary increase percentage calculator. Model percent, dollar, or target pay, gross hourly, weekly, biweekly, semi-monthly, monthly & annual. - [Payback Period Calculator (EN)](https://www.ordio.com/en/tools/payback-period-calculator): Free payback period calculator & formula, even or uneven flows, cumulative method, simple + discounted payback, CSV/PDF export. - [Paycheck Calculator (EN)](https://www.ordio.com/en/tools/paycheck-calculator): Estimate 2026 take-home pay after federal, state, and FICA. Hourly or salary, all 50 states. Free to calculate; CSV/PDF with your email. - [Paypal FEE Calculator (EN)](https://www.ordio.com/en/tools/paypal-fee-calculator): Free PayPal fee calculator for US sellers: goods & services, Checkout, invoices, QR code, and international (+1.50%). Forward and reverse modes with CSV/PDF export. - [Payroll TAX Calculator (EN)](https://www.ordio.com/en/tools/payroll-tax-calculator): Employer payroll tax calculator 2026: FICA, FUTA, SUTA and total cost per period. Free to calculate; CSV/PDF with your email. - [PE Ratio Calculator (EN)](https://www.ordio.com/en/tools/pe-ratio-calculator): Free price to earnings ratio calculator: P/E from share price ÷ EPS, earnings yield, fair value & solve mode. CSV/PDF export. Not investment advice. - [Percentage Calculator (EN)](https://www.ordio.com/en/tools/percentage-calculator): Six modes: percent of, change, discount, and percentage points. Formula shown for every result. Free to calculate; CSV/PDF with your email. - [Perpetuity Calculator (EN)](https://www.ordio.com/en/tools/perpetuity-calculator): Free present value of perpetuity calculator, level + Gordon growing formula. Solve-for, monthly option, sensitivity table, CSV/PDF export. - [PMI Calculator (EN)](https://www.ordio.com/en/tools/pmi-calculator): Estimate monthly PMI on conventional loans: private mortgage insurance cost, total until cancellation, and LTV. Free calculator with CSV/PDF export. - [Powerball Payout Calculator (EN)](https://www.ordio.com/en/tools/powerball-payout-calculator): Powerball prize tiers, Power Play, cash vs annuity, and after-tax estimates by state. Free to calculate; CSV/PDF with your email. - [Present Value Calculator (EN)](https://www.ordio.com/en/tools/present-value-calculator): Free present value calculator for lump sums and annuities. Enter future value, discount rate, and periods. Excel PV() parity, schedule, chart, CSV/PDF export. - [Price Elasticity Calculator (EN)](https://www.ordio.com/en/tools/price-elasticity-calculator): Free price elasticity of demand calculator: midpoint (arc) PED, cross-price XED, revenue test, elastic vs inelastic. Step-by-step + CSV/PDF export. - [Profit Margin Calculator (EN)](https://www.ordio.com/en/tools/profit-margin-calculator): Free profit margin calculator & margin calculator for gross margin %. Product margin, target pricing, Excel formulas, CSV/PDF export, no sign-up. - [Purchasing Power Parity Calculator (EN)](https://www.ordio.com/en/tools/purchasing-power-parity-calculator): Free purchasing power parity calculator & PPP converter for 160+ countries. World Bank PPP data, salary equivalency, PPP vs FX, intl$, CSV/PDF export. - [Quick Ratio Calculator (EN)](https://www.ordio.com/en/tools/quick-ratio-calculator): Free quick ratio (acid test) calculator from your balance sheet. Liquidity ratio, cushion dollars, cash vs quick compare. Export CSV or PDF. - [Rate OF Return Calculator (EN)](https://www.ordio.com/en/tools/rate-of-return-calculator): Free rate of return calculator with annualized return, formulas, and examples. Start/end balances or level contributions; live results and CSV/PDF export. - [Real Estate Appreciation Calculator (EN)](https://www.ordio.com/en/tools/real-estate-appreciation-calculator): Free real estate appreciation calculator: project future home value, implied rate, historical CAGR, inflation-adjusted return, equity. Chart & CSV/PDF export. - [Refinance Calculator (EN)](https://www.ordio.com/en/tools/refinance-calculator): Free refinance calculator for mortgages, compare payment, break-even months, and cash-out refi. P&I only; no signup, not a loan offer. - [Rent VS BUY Calculator (EN)](https://www.ordio.com/en/tools/rent-vs-buy-calculator): Free rent vs buy calculator (rent or buy) for US homes in 2026. Breakeven years, PMI, opportunity cost, avg monthly cost , CSV/PDF export, no sign-up. - [Retirement Calculator (EN)](https://www.ordio.com/en/tools/retirement-calculator): Free retirement calculator: how much you need to retire, savings vs goal, income and longevity modes. Chart, CSV/PDF export, no sign-up. - [Return ON Sales Calculator (EN)](https://www.ordio.com/en/tools/return-on-sales-calculator): Free return on sales calculator , ROS formula: operating profit ÷ net sales (operating margin & sales ratio). Solve missing values, P&L build. CSV/PDF. - [ROA Calculator (EN)](https://www.ordio.com/en/tools/roa-calculator): Free return on assets formula calculator, net income ÷ average total assets, reverse-solve, industry ranges, Excel formula. CSV/PDF export, no sign-up. - [Roas Calculator (EN)](https://www.ordio.com/en/tools/roas-calculator): Free ROAS calculator: ROAS formula, ratio + ACoS, target ROAS planner, break-even from margin. Google, Meta & TikTok benchmarks. CSV/PDF export. - [ROI Calculator (EN)](https://www.ordio.com/en/tools/roi-calculator): Free ROI calculator & formula , how to calculate ROI %, annualized ROI, marketing & project examples, required return solver, chart, CSV/PDF export. - [Roth IRA Calculator (EN)](https://www.ordio.com/en/tools/roth-ira-calculator): Free Roth IRA contribution calculator with MAGI phase-out, 2026 IRS limits, and balance at retirement by age. Taxable compare, chart, CSV/PDF export. - [Rule OF 72 Calculator (EN)](https://www.ordio.com/en/tools/rule-of-72-calculator): Free Rule of 72 calculator: years to double from an annual rate, or rate to double in set years. Shortcut vs exact compound interest. Export CSV/PDF. - [Safety Stock Calculator (EN)](https://www.ordio.com/en/tools/safety-stock-calculator): Free safety stock calculator: simple max−avg or Z-score (std dev). Safety stock units, reorder point, 90–99% service level, export, no sign-up. - [Sales TAX Calculator (EN)](https://www.ordio.com/en/tools/sales-tax-calculator): Free US sales tax calculator by state. Add or remove tax, reverse mode, 2026 combined rates, sample ZIP lookup. CSV/PDF export. - [Savings Bond Calculator (EN)](https://www.ordio.com/en/tools/savings-bond-calculator): EE, I and Patriot bond value from Treasury tables. Free to calculate; CSV/PDF with your email. - [Shift Differential Calculator (EN)](https://www.ordio.com/en/tools/shift-differential-calculator): Free shift differential & night shift pay calculator with FLSA blended overtime, flat or % premiums, and US holiday shift estimates. Export CSV (Excel) or PDF. - [Simple Interest Calculator (EN)](https://www.ordio.com/en/tools/simple-interest-calculator): Simple interest from principal, rate and time (I = Prt). Free to calculate; CSV/PDF with your email. - [Stock Average Calculator (EN)](https://www.ordio.com/en/tools/stock-average-calculator): Free stock average calculator for multiple buys: weighted average share price, average down math, optional P/L, CSV/PDF export. No sign-up. Not tax advice. - [TAX Bracket Calculator (EN)](https://www.ordio.com/en/tools/tax-bracket-calculator): See your 2026 federal bracket, marginal and effective rate by filing status. Bracket ladder included. Free to calculate; CSV/PDF with your email. - [Time AND A Half Calculator (EN)](https://www.ordio.com/en/tools/time-and-a-half-calculator): Free time and a half calculator: see your 1.5× overtime rate instantly. Enter regular + OT hours for gross weekly pay. FLSA 40-hour workweek. No sign-up. - [Time Card Calculator (EN)](https://www.ordio.com/en/tools/time-card-calculator): Weekly work hours with lunch breaks, decimal hours, and FLSA OT over 40. Optional hourly gross pay. Free to calculate; CSV/PDF with your email. - [Time Duration Calculator (EN)](https://www.ordio.com/en/tools/time-duration-calculator): Hours between two times or dates; overnight shifts and breaks. Decimal hours for payroll. Free to calculate; CSV/PDF with your email. - [Time Value OF Money Calculator (EN)](https://www.ordio.com/en/tools/time-value-of-money-calculator): Free TVM calculator , solve PV, FV, payment, rate, or periods when you know the other four. Deposits, withdrawals, chart, schedule, Excel & export. - [Timesheet Calculator (EN)](https://www.ordio.com/en/tools/timesheet-calculator): Free timesheet calculator for weekly or bi-weekly pay periods. Hours and minutes, lunch breaks, decimal totals, FLSA OT per workweek. CSV/PDF export, no sign-up. - [TIP Calculator (EN)](https://www.ordio.com/en/tools/tip-calculator): Figure out tip and each person's share. Tip before or after tax, 15–25% presets. Free to calculate; CSV/PDF with your email. - [Vacation Accrual Calculator (EN)](https://www.ordio.com/en/tools/vacation-accrual-calculator): Work out PTO accrual per pay period, balance, and carryover for hourly or salaried staff. Free to calculate; CSV/PDF with your email. - [VAT Calculator (EN)](https://www.ordio.com/en/tools/vat-calculator): Free VAT calculator for the UK & EU: add or remove 20% VAT, reverse VAT from gross prices, and tax-free refund estimates. Export CSV or PDF , no signup. - [Wacc Calculator (EN)](https://www.ordio.com/en/tools/wacc-calculator): Free WACC calculator: weighted average cost of capital, live formula, breakdown table, CAPM helper, preferred stock, Excel layout, CSV/PDF export. - [WIN Rate Calculator (EN)](https://www.ordio.com/en/tools/win-rate-calculator): Free win rate calculator for sales, sports, and trading. Overall and competitive win rate, win/loss ratio, breakeven % , CSV/PDF export. - [Working Days Calculator (EN)](https://www.ordio.com/en/tools/working-days-calculator): Free working days calculator for the US. Federal and state holidays, 250 work days in 2026. Count business days between two dates , CSV & PDF export. - [Year Over Year Growth Calculator (EN)](https://www.ordio.com/en/tools/year-over-year-growth-calculator): Free YoY growth calculator (2026): year-over-year % from matching periods, project targets, find prior value, multi-year table, Excel & Sheets. CSV/PDF , no sign-up. - [Yield TO Maturity Calculator (EN)](https://www.ordio.com/en/tools/yield-to-maturity-calculator): Free yield to maturity calculator: exact bond YTM, approximate & current yield, semi-annual coupons, zero-coupon. CSV/PDF export. ## Tools (NL) Dutch HR calculators under `/nl/tools/{slug}` (Wave A): - [Tools hub (NL)](https://www.ordio.com/nl/tools): Gratis rekenhulpen voor loon, tijdregistratie en roosters - [Bruto Netto Calculator (NL)](https://www.ordio.com/nl/tools/bruto-netto-calculator): Bruto netto berekenen 2026: van bruto naar netto, netto salaris uit maandloon. Loonheffing, premies, heffingskorting. Gratis calculator met PDF/CSV-export. - [Vakantiedagen Calculator (NL)](https://www.ordio.com/nl/tools/vakantiedagen-calculator): Vakantiedagen berekenen in 2026: wettelijke vakantiedagen (4× weekuren), bovenwettelijk en pro-rata. Gratis calculator voor HR: verlofuren, restsaldo, PDF/CSV. - [Werkdagen Calculator (NL)](https://www.ordio.com/nl/tools/werkdagen-calculator): Werkdagen berekenen tussen datums met Nederlandse feestdagen 2026/2027. Aantal werkdagen per maand (255/256 per jaar), presets en export CSV/PDF. Gratis voor HR. ## Tools (FR) Calculateurs RH sous `/fr/tools/{slug}` (Wave A): - [Tools hub (FR)](https://www.ordio.com/fr/tools): Calculateurs RH gratuits: congés payés, jours ouvrés, heures supplémentaires - [Calculateur Conges Payes (FR)](https://www.ordio.com/fr/tools/calculateur-conges-payes): Calculateur congés payés 2026 : jours acquis (2,5 j./mois), solde, indemnité 1/10e ou maintien. Période juin–mai. Gratuit RH, export PDF/CSV. - [Calculateur Heures Supplementaires (FR)](https://www.ordio.com/fr/tools/calculateur-heures-supplementaires): Simulateur et calculateur heures supplémentaires 2026 : majorations 25 % et 50 %, nuit, dimanche/férié, contingent 220 h. Mode CCN. Gratuit RH, export PDF/CSV. - [Calculateur Jours Ouvres (FR)](https://www.ordio.com/fr/tools/calculateur-jours-ouvres): Calculateur jours ouvrés gratuit : nombre de jours ouvrés entre deux dates, fériés 2026/2027 (métropole, Alsace-Moselle, Réunion). Export PDF/CSV. ## Tools (SV) - [Tools hub (SV)](https://www.ordio.com/sv/tools): Gratis HR-kalkylatorer för skiftteam: semester, lön, arbetstid, skiftschema och OB-tillägg - [Arbetsdagar kalkylator (SV)](https://www.ordio.com/sv/tools/arbetsdagar-kalkylator): Räkna antal arbetsdagar mellan två datum: exkludera helger och svenska röda dagar, månadsöversikt, 251 dagar 2026, export PDF/CSV - [Arbetstidskalkylator (SV)](https://www.ordio.com/sv/tools/arbetstid-kalkylator): Räkna ut arbetstid gratis per dag eller vecka: rast, nattpass, t:mm och decimaltimmar, ATL-tips, CSV/PDF-export - [Tidrapport kalkylator (SV)](https://www.ordio.com/sv/tools/tidrapport-kalkylator): Tidrapport mall gratis: veckotidrapport med namn, företag och period, decimaltimmar, attest-PDF och CSV (öppnas i Excel); arbetsgivarens tidrapport enligt 11 § ATL: inte a-kassa - [Flextid kalkylator (SV)](https://www.ordio.com/sv/tools/flextid-kalkylator): Flextid kalkylator och flexibel arbetstid: räkna ut flextidssaldo mot normtid per dag eller vecka, flextidsbank, plus- eller minussaldo, deltid, ingående saldo, CSV/PDF-export (orienterande) - [Skiftschema kalkylator (SV)](https://www.ordio.com/sv/tools/skiftschema-kalkylator): Planera veckoschema gratis: veckogrid, OB-uppskattning, månadslön, ATL-tips, CSV och utskrift - [OB-tillägg kalkylator (SV)](https://www.ordio.com/sv/tools/nattarbete-tillagg-kalkylator): Räkna ut OB-tillägg för kväll, natt, helg och storhelg: kollektivavtal per bransch, kr/tim, semesterlön på OB, snabbval och CSV/PDF-export - [Övertidskalkylator (SV)](https://www.ordio.com/sv/tools/overtids-kalkylator): Räkna ut övertidsersättning med enkel och kvalificerad övertid (/94, /72), kollektivavtalsexempel (Unionen, Kommunal), ATL-tips, scenarier och CSV/PDF-export - [Semesterdagar kalkylator (SV)](https://www.ordio.com/sv/tools/semesterdagar-kalkylator): Räkna ut betalda dagar enligt 7 §, intermittent och 17 §; PDF/CSV för HR - [Semesterersättning kalkylator (SV)](https://www.ordio.com/sv/tools/semesterersattning-kalkylator): HR brutto vid avslut och uppsägning: procent (12 %), sammalön, kollektivavtal, formel, PDF/CSV. Inte netto. - [Semesterlön kalkylator (SV)](https://www.ordio.com/sv/tools/semesterlon-kalkylator): Brutto semesterlön vid uttag under anställning: procent, sammalön, kollektivavtal, PDF/CSV (inte vid avslut) - [Lönekalkylator (SV)](https://www.ordio.com/sv/tools/lon-kalkylator): Lön efter skatt 2026: arbetsgivarperspektiv, CSV/PDF - [Löneutbetalning kalkylator (SV)](https://www.ordio.com/sv/tools/lon-utbetalning-kalkylator): Löneutbetalning och lön del av månad: pro-rata (kalenderdagar/dagslön), utbetalningsdag 25:e (senast före vid helg), december 2026-kalender, uppskattad netto, CSV/PDF - [Timlön kalkylator (SV)](https://www.ordio.com/sv/tools/timlon-kalkylator): Timlön till månadslön och månadslön till timlön: brutto före skatt, 165 h kollektivavtal, deltid, årsinkomst, CSV/PDF - [Anställningskostnad kalkylator (SV)](https://www.ordio.com/sv/tools/anstallningskostnad-kalkylator): Lönekostnad / arbetsgivarkostnad: vad kostar en anställd, arbetsgivaravgift, semester, pension, LKP och timkostnad 2026, CSV/PDF ## Tools (PL) Polish HR calculators under `/pl/tools/{slug}` (Wave A–C: urlopy, wynagrodzenia, umowy cywilnoprawne, czas pracy): - [Tools hub (PL)](https://www.ordio.com/pl/tools): Darmowe kalkulatory HR: urlopy, czas pracy i wynagrodzenia dla zespołów zmianowych - [Kalkulator Czasu Pracy (PL)](https://www.ordio.com/pl/tools/kalkulator-czasu-pracy): Kalkulator czasu pracy i godzin pracy: oblicz netto z przerwą, zmianę nocną i tydzień. Wynik h:mm i dziesiętnie, uwagi K.p., eksport CSV/PDF. - [Kalkulator Delegacji (PL)](https://www.ordio.com/pl/tools/kalkulator-delegacji): Kalkulator delegacji 2026: rozliczenie podróży służbowej, dieta 45 zł, stawki zagraniczne, ryczałty, km i nocleg. Tryb pracownika lub JDG. Eksport CSV/PDF. - [Kalkulator Diety Sluzbowej (PL)](https://www.ordio.com/pl/tools/kalkulator-diety-sluzbowej): Kalkulator diety służbowej 2026: dieta krajowa 45 zł, delegacja zagraniczna (stawki krajów), ułamki 8h/12h, obniżka za posiłki. Eksport CSV/PDF. - [Kalkulator DNI Roboczych (PL)](https://www.ordio.com/pl/tools/kalkulator-dni-roboczych): Policz dni robocze 2026/2027: kalkulator z polskimi świętami, presety rok i miesiąc, tabela miesięczna. Ile dni roboczych między datami, eksport CSV/PDF. - [Kalkulator Dodatkow Nocnych (PL)](https://www.ordio.com/pl/tools/kalkulator-dodatkow-nocnych): Jak obliczyć dodatek za godziny nocne w 2026? 20% stawki z min. wynagrodzenia 4 806 zł, tabela 5,22–6,01 zł/h brutto, eksport CSV/PDF, art. 151⁸ K.p. - [Kalkulator Ekwiwalentu ZA Urlop (PL)](https://www.ordio.com/pl/tools/kalkulator-ekwiwalentu-za-urlop): Jak obliczyć ekwiwalent za urlop? Brutto przy zakończeniu współpracy: etat, premie, godziny, współczynnik 20,92 (2026). Termin wypłaty i szacunek dla HR. - [Kalkulator Kosztu Pracownika (PL)](https://www.ordio.com/pl/tools/kalkulator-kosztu-pracownika): Kalkulator kosztu pracodawcy 2026: brutto, netto lub koszt → pełny narzut ZUS (UoP, zlecenie, dzieło). Ile kosztuje pracownik? Składki, PPK, eksport PDF/CSV. - [Kalkulator Nadgodzin (PL)](https://www.ordio.com/pl/tools/kalkulator-nadgodzin): Kalkulator nadgodzin i wynagrodzenia za nadgodziny: normalne wynagrodzenie, dodatki 50% i 100%, czas wolny 1:1 lub 1:1,5. K.p. 2026, brutto, eksport CSV/PDF. - [Kalkulator Stawki Godzinowej (PL)](https://www.ordio.com/pl/tools/kalkulator-stawki-godzinowej): Kalkulator godzinowy i przelicznik pensji: stawka godzinowa brutto i netto na rękę z kalendarza 2026. UoP, zlecenie, min. 31,40 zł/h. Eksport PDF/CSV. Ordio. - [Kalkulator Stazu Pracy (PL)](https://www.ordio.com/pl/tools/kalkulator-stazu-pracy): Darmowy kalkulator stażu urlopowego online: okresy pracy, wykształcenie Art. 155, 20 lub 26 dni urlopu. Porównanie ze szkołą, eksport PDF/CSV, tryb staż ogólny. - [Kalkulator Umowy O Dzielo (PL)](https://www.ordio.com/pl/tools/kalkulator-umowy-o-dzielo): Kalkulator brutto netto i podatek od umowy o dzieło 2026: KUP 20%/50%, ryczałt do 200 zł, brak ZUS, własny pracodawca. Porównaj z zleceniem. PDF/CSV. - [Kalkulator Umowy Zlecenia (PL)](https://www.ordio.com/pl/tools/kalkulator-umowy-zlecenia): Kalkulator brutto netto umowy zlecenia 2026: brutto i netto, zbieg tytułów, student, KUP, PIT-2, ryczałt do 200 zł i koszt zleceniodawcy. PDF/CSV. - [Kalkulator Urlopu Macierzynskiego (PL)](https://www.ordio.com/pl/tools/kalkulator-urlopu-macierzynskiego): Kalkulator urlopu macierzyńskiego i rodzicielskiego 2026: harmonogram tygodni, zasiłek ZUS 100%/70% lub 81,5%, 9 tyg. drugi rodzic. Orientacyjnie. PDF/CSV. - [Kalkulator Urlopu Wypoczynkowego (PL)](https://www.ordio.com/pl/tools/kalkulator-urlopu-wypoczynkowego): Kalkulator urlopowy, wymiar urlopu i dni urlopu: 20 lub 26 dni, proporcjonalny, niepełny etat, pierwsza praca. Art. 154 K.p. PDF/CSV. - [Kalkulator Wymiaru Czasu Pracy (PL)](https://www.ordio.com/pl/tools/kalkulator-wymiaru-czasu-pracy): Kalkulator wymiaru czasu pracy 2026 i pełnego etatu: godziny wg art. 130 K.p., ½ i ¾ etatu, okres 1–4 mies., święta. Orientacyjnie. Eksport CSV/PDF. - [Kalkulator Wynagrodzen (PL)](https://www.ordio.com/pl/tools/kalkulator-wynagrodzen): Oblicz wynagrodzenie brutto i netto na umowę o pracę. Kalkulator brutto netto 2026: ZUS, NFZ, PIT i PPK, darmowy kalkulator płac dla HR. Eksport CSV/PDF. - [Kalkulator Wynagrodzenia Chorobowego (PL)](https://www.ordio.com/pl/tools/kalkulator-wynagrodzenia-chorobowego): Kalkulator wynagrodzenia chorobowego 2026: L4 i zasiłek ZUS, stawka dzienna 80%/100%, podział pracodawca 33/14 dni. Orientacyjnie. Eksport CSV/PDF. - [Kalkulator Wynagrodzenia Urlopowego (PL)](https://www.ordio.com/pl/tools/kalkulator-wynagrodzenia-urlopowego): Kalkulator wynagrodzenia urlopowego brutto: premie, prowizje, nadgodziny, 3 lub 12 miesięcy, godziny z harmonogramu. To nie ekwiwalent ani współczynnik 20,92. ## Industries (DE) Vertical landing pages under `/branchen/{slug}`: - [Industries hub (DE)](https://www.ordio.com/branchen): Gastronomie, Einzelhandel, Gesundheitswesen, Handwerk & Industrie, Freizeit & Kultur - [Gastronomie (DE)](https://www.ordio.com/branchen/gastronomie) - [Einzelhandel (DE)](https://www.ordio.com/branchen/einzelhandel) - [Gesundheitswesen (DE)](https://www.ordio.com/branchen/gesundheitswesen) - [Handwerk & Industrie (DE)](https://www.ordio.com/branchen/handwerk-industrie) - [Freizeit & Kultur (DE)](https://www.ordio.com/branchen/freizeit-kultur) ## Industries (EN) - [Industries hub (EN)](https://www.ordio.com/en/industries) - [Hospitality (EN)](https://www.ordio.com/en/industries/hospitality) - [Retail (EN)](https://www.ordio.com/en/industries/retail) - [Healthcare (EN)](https://www.ordio.com/en/industries/healthcare) - [Crafts & manufacturing (EN)](https://www.ordio.com/en/industries/crafts-and-manufacturing) - [Leisure & culture (EN)](https://www.ordio.com/en/industries/leisure-and-culture) ## Industries (NL) - [Sectoren hub (NL)](https://www.ordio.com/nl/sectoren) - [Horeca (NL)](https://www.ordio.com/nl/sectoren/horeca) - [Detailhandel (NL)](https://www.ordio.com/nl/sectoren/detailhandel) - [Zorg (NL)](https://www.ordio.com/nl/sectoren/zorg) - [Productie & ambacht (NL)](https://www.ordio.com/nl/sectoren/productie-en-ambacht) - [Cultuur & vrije tijd (NL)](https://www.ordio.com/nl/sectoren/cultuur-en-vrije-tijd) ## Industries (FR) - [Secteurs hub (FR)](https://www.ordio.com/fr/secteurs) - [Restauration (FR)](https://www.ordio.com/fr/secteurs/restauration) - [Commerce de détail (FR)](https://www.ordio.com/fr/secteurs/commerce-detail) - [Santé (FR)](https://www.ordio.com/fr/secteurs/sante) - [Production & artisanat (FR)](https://www.ordio.com/fr/secteurs/production-artisanat) - [Culture & loisirs (FR)](https://www.ordio.com/fr/secteurs/culture-loisirs) ## Comparisons (DE) Competitor comparison pages under `/alternativen/{slug}`: - [Comparisons hub (DE)](https://www.ordio.com/alternativen): Ordio vs alternatives index - [Comparison methodology (DE)](https://www.ordio.com/alternativen/methodik): sources, OMR Reviews usage, update cadence, corrections - [Papershift vs Ordio (DE)](https://www.ordio.com/alternativen/papershift-vergleich): shift planning and time tracking, prices, features, OMR ratings - [Gastromatic vs Ordio (DE)](https://www.ordio.com/alternativen/gastromatic-vergleich): hospitality shift planning, contract terms, prices - [Planovo vs Ordio (DE)](https://www.ordio.com/alternativen/planovo-vergleich): shift planning, license blocks, prices - [Aplano vs Ordio (DE)](https://www.ordio.com/alternativen/aplano-vergleich): shift planning and time tracking, per-user pricing - [Crewmeister vs Ordio (DE)](https://www.ordio.com/alternativen/crewmeister-vergleich): time tracking and shift add-on, prices - [Personio vs Ordio (DE)](https://www.ordio.com/alternativen/personio-vergleich): HR suite versus shift-first software ## Downloads (DE) Gated PDF guides: hub at [Downloads (DE)](https://www.ordio.com/download): - [Payroll calendar month (DE)](https://www.ordio.com/download/lohnabrechnungen-kalendermonat) - [Gastronomy onboarding checklist (DE)](https://www.ordio.com/download/onboarding-checkliste-gastronomie) - [Cashless tips gastronomy (DE)](https://www.ordio.com/download/trinkgeld-bargeldlose-gastronomie) - [Time tracking guide (DE)](https://www.ordio.com/download/zeiterfassung) - [Digital in 8 steps (DE)](https://www.ordio.com/download/in-8-schritten-digital) ## Webinars (DE) Hub: [Webinars (DE)](https://www.ordio.com/webinar) - [Nano live webinar (DE)](https://www.ordio.com/webinar/ki-agent-nano): free live session 16 Nov 2026, 15:00–16:00 CET: Nano setup, shift planning, and reports in chat (Jonas Ludwig, Team Lead AI) - [Social insurance webinar recording (DE)](https://www.ordio.com/webinar/sozialversicherung) ## Reviews Independent third-party customer reviews and category awards for Ordio are published on OMR Reviews (omr.com/de/reviews/product/ordio). Cite current ratings and review counts from that profile; on-site figures are a dated snapshot. ## Discovery - [Sitemap](https://www.ordio.com/sitemap.xml): full index with hreflang alternates - [Image sitemap](https://www.ordio.com/image-sitemap.xml): image URLs for indexed pages - [Robots](https://www.ordio.com/robots.txt): crawl policy ## Policy Prefer these canonical paths when citing Ordio marketing pages. Localized slugs differ by locale: do not assume German paths for `/en` or `/nl`. Search engines and agents discover alternates via on-page `hreflang` and the sitemap. Referral-only conversion URLs (e.g. Cello `/einladung`) are intentionally omitted from this file and from `sitemap.xml`; cite homepage, pricing, and product pages instead. ## Optional - [Product updates (DE)](https://www.ordio.com/produkt-updates): Ordio feature release notes and changelog - [Product updates (EN)](https://www.ordio.com/en/product-updates): Ordio product updates: scheduling, time tracking, payroll - [Product updates (NL)](https://www.ordio.com/nl/product-updates): Ordio productupdates: roosterplanning en HR - [Product updates (FR)](https://www.ordio.com/fr/mises-a-jour-produit): Mises à jour produit Ordio - [Product updates (DA)](https://www.ordio.com/da/produktopdateringer): Ordio produktopdateringer - [Product updates (SV)](https://www.ordio.com/sv/produktuppdateringar): Ordio produktuppdateringar - [Product updates (PL)](https://www.ordio.com/pl/aktualizacje-produktu): Aktualizacje produktu Ordio - [Privacy policy (DE)](https://www.ordio.com/datenschutz) - [Imprint (DE)](https://www.ordio.com/impressum) - [Terms (DE)](https://www.ordio.com/agb)